INSURANCE
I take Blue Cross Blue Shield, United Healthcare, Aetna, Emblem Health/GHI, and Cigna. The best way to find if you have coverage for acupuncture is to call your carrier and ask. See below for guidance questions.
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Does my plan cover acupuncture? If so, do I also have out-of-network benefits?
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How many visits are covered?
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If the number of visits is limited, are they combined with any other treatments (like chiropractic, PT, etc)?
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Do I have a deductible? If so, how much have I met?
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What’s my copay/coinsurance?
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What’s covered? (For example, some plans only cover pain, & some only cover anesthesia). It’s helpful if they can direct you to a list of what’s covered so you can determine if your condition meets their criteria.
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Ask for the name for the person who assisted you, as well as a reference number.